First-Time Homebuyer Programs | Money Matter$
Get your financial questions answered by experts with the Money Matter$ series.
Questions about buying your first home? Join us to learn about First Time Homebuyer Programs. Attend in person with no registration required or register below to join us online.
Stop letting the fear of a massive down payment hold you back from homeownership. This workshop breaks down the numerous assistance programs that allow first-time buyers to purchase a home with little to no money down—and in some cases, zero closing costs. We will demystify the technical side of the application process, providing a clear look at how debt-to-income ratios and credit scores impact your eligibility. Join us to gain the practical tools and financial confidence you need to transition from renting to owning.
About the Presenter:
Andrew Bill is an independent mortgage loan originator and housing educator with Sovereign Lending serving the Illinois and Indiana markets. He specializes in helping first‑time buyers, investors, and homeowners understand the lending process with clarity and confidence. His background includes residential mortgage origination, investor‑focused loan products, and community‑based financial education. His teaching style emphasizes transparency, practical guidance, and empowering borrowers to make informed decisions. Andrew is passionate about demystifying the mortgage process and helping people navigate financing with confidence. He brings a clear, approachable, and educational perspective to every workshop and community event.
Attend in person or sign up to attend online: champaign.org/events.
Part of the Money Matter$ Series.
MONEY MATTER$ | Summer 2026
• June 18, First-Time Homebuyer Programs, 6 pm
• July 16, Money Talks: The Hidden Drivers of Spending, 6 pm
• Aug. 20, Retirement: Making Your Money Last, 6 pm
Adults | Workshop, Presentation
Douglass Branch Library, Meeting Room at Douglass Branch
The Library is committed to making events accessible for all. To request an Americans with Disabilities Accommodation, please complete this form, or contact us by email at info@champaign.org, by phone at 217/403-2000, or through chat. Learn more about accessibility at the library.
